BWA Membership Benefit Package: American Workers Health Plan
The American Workers Health Benefit Package is a membership health program offered by the Business Workers of America (BWA) association. As a not-for-profit, member-owned organization, BWA is dedicated to improving the lives of American Workers and their families.
With tens of thousands of loyal members across the Continental United States, BWA serves primarily self-employed individuals, small home-based business owners, and small employers with 1099 workers.
Recognizing the challenges many of its members face in accessing affordable healthcare, BWA has created a low-cost healthcare option tailored to meet their needs. Many members find it difficult to qualify for group insurance benefits or afford the high cost of major-medical health plans. In response, BWA has developed a unique solution — The American Workers Health Plan.
The low monthly cost of membership makes The American Workers Plan "ONE OF THE BEST HEALTHCARE VALUES FOR INDIVIDUALS" available in America today!
This Package Includes:
- Group Hospital Indemnity Insurance
- Coverage for Doctor Visits, Urgent Care, and Emergency Room Visits
- Lab and Outpatient Testing
- Essential Medical Prevention Benefits
- A Major Prescription Program
- Accident Coverage
- Dental and Life Insurance Options
- Health-Sharing Catastrophic Medical Plan (100% coverage for hospital medical expenses with unlimited lifetime maximum)
All of these benefits are backed by top-rated insurance companies and provided by qualified professional medical specialists.
Member Testimonials
Owner-operator long-haul truck driver
Unlike most health plans, My American Workers Plan health benefits are available to me in any state that I am in. I don't have to worry about finding a network provider. I can visit any doctor or urgent care center in any town where I find myself needing medical services. I can choose any doctor or urgent care center and pay only $25 for my office visit. Plus, if the doctor prescribes me medication, my scripts will be honored at the town's local pharmacy, and I will have a $0 copay for my generic medications. You can't beat that!
Self-employed, 62 years old
I was astonished, because of my age, at how expensive it would be to obtain a decent major-medical Insurance plan. However, I was pleasantly surprised by how affordable my membership was with The American Workers Plan, which provided me with a wide range of medical benefits. What was even more surprising was that my monthly membership fee was so affordable, and I was not penalized with a higher price for being older.
Construction worker
I am classified as a 1099 worker and do not have a benefits package provided by the company I work for. However, I do have access to great American Worker benefits for myself and my family. I appreciate the option to add dental and life insurance while still paying a low monthly membership fee, which is significantly less than what I was paying for my plan last year.
Healthcare industry, self-employed
As a self-employed individual, I don't have any employee benefits. Unfortunately, I cannot afford the high monthly costs I was quoted for a good insurance plan. Having worked with many seriously ill patients, I understand how crucial it is to have excellent long-term medical benefits.
Young, growing family
We need a health insurance plan that provides maternity coverage and makes it affordable to visit a doctor or get lab tests done without excessive costs. However, we can't afford to pay a lot each month. We discovered the American Workers Plan, which offers us excellent benefits, including maternity coverage, that fits our needs and very tight budget.
Small business owners
We're too small to get an affordable group health plan. Most group plans had very poor benefits and were still very expensive. We discovered The American Workers Plan which was just what we needed for our two employees and us. We especially like the $25 doctor office visit fee and the good prescription plan that makes our prescriptions more affordable.
Home-based business owner
I wanted to ensure that I would have adequate protection in the event of a serious illness. The American Workers Plan includes a Catastrophic Health Sharing Plan with no maximum lifetime limits, sharing 100% of all hospital medical costs after I pay a small out-of-pocket share. The plan is so affordable that I initially thought it seemed too good to be true.